Flowe is an Italian EMI, part of the Mediolanum Group. It delivers Banking-as-a-Service and payment solutions through a cloud-native, API-first platform that combines flexibility, security, and speed. It enables businesses and financial institutions to integrate branded payment services—such as digital wallets, affiliate-mode card issuing, and IBAN accounts—into their operating models through scalable and customisable components. As an aggregator of a best-in-class partner ecosystem, Flowe simplifies complexity across the entire value chain, enabling clients to focus on strategic growth while designing future-ready payment experiences. Sustainable by design, Flowe is a Benefit Corporation and certified B Corp committed to continuously improving its impact and aims to turn payments from a mere commodity into a strategic lever for positive change.